Selling a house is rarely a straightforward task. Something that can make it even more difficult is a lien. Whatever the cause of the lien may be, it’s bound to add even more stress to the situation. Don’t worry, though. Homes with liens can easily be remedied. Today we’ll be telling you more about liens and how you can sell a house with liens in Kanawha County.
First thing’s first: What is a Lien?
A lien is a legal claim creditors place against a physical property. There are different kinds of liens, such as a mortgage or unpaid taxes. Mortgages, however, are known liens and don’t bother buyers and real estate agents.
How Do I Know if My Kanawha Property Has a Lien?
Property liens are always considered public records, so you can find it if you go to your local property records clerk. If the lien happened while you were the homeowner of the property, the notice should have been sent to you directly.
The problem here is that liens are attached to the property, and not to the owner. If the former property owner had a lien against their house and did nothing about it, it gets transferred to the new owner.
Can I Sell House with Liens in Kanawha County?
Yes, you can, but with difficulty. Usually, Kanawha home buyers prefer titles with no issues (also called clouds) on them. If this is the case, you will need to satisfy the lien first.
5 Ways to Sell a House with a Lien in Kanawha County
1. Clear the Lien
The easiest way you can sell your Kanawha house is to clear the lien by paying the amount owed. If you don’t have enough money to pay for it at the moment, you can take the proceeds from the sale to pay for it.
2. Negotiate
If the lien has already been placed against your property, you can still negotiate for a disposition of it. If you plan on going down this route, make sure you seek the advice and assistance of a real estate lawyer to guide you through it.
3. Transfer the Lien to Another Property
This option isn’t always applicable, but if it is allowed in your situation, you can transfer the lien from one property that you own to another. This process is quite complex, however, and you will need the services of a real estate lawyer to do so.
4. Dispute the Lien
If you think there’s been a mistake regarding the issuance of the lien or if you’ve already paid for it in full, you can dispute its validity. Again, you will need the assistance of a real estate lawyer to do so.
5. Sell To a Professional Home Buyer
If you’re asking yourself, “How can I sell my house fast in Kanawha, County?” you can try to sell the home to a cash home buyer, such as 3 Oh 4 Investments, LLC. These companies usually purchase houses regardless of the state or situation it’s in – including houses in probate.
We are cash home buyers in Kanawha County, WV and we buy houses no matter what its condition may be. You don’t have to wait or file any paperwork before selling to us. All you need to do is to seek for permission from the court and you’re good to go! If you want to sell your home fast for cash in West Virginia, consider selling your property to professional home buyers like us.
Contact us today!
If you live in West Virginia and are looking to sell your property, the experts at 3 Oh 4 Investments, LLC can help you! We are a real estate solutions company committed to providing our clients with a variety of real estate services.
Our goal at 3 Oh 4 Investments, LLC is to improve the overall quality of housing for the residents of West Virginia. We buy houses in just about any condition and situation, including foreclosure, late mortgage payments, or fair market value. For more information about our home buying process, give us a call at 304-314-4341.
